Choosing a Structured Settlement Company: What You Should Know First


Did you know that structured settlements have been encouraged by the United States Congress since 1982? If you are currently looking for a structured settlement company but are feeling overwhelmed and confused, you are in the right place. We have put together this short guide to share more information on what to look for when comparing structured settlement companies.

Keep reading to learn everything there is to know about choosing a structured settlement company.


No matter what, you have to take the time to do your research on each potential company. The best structured settlement companies will have great customer reviews on sites like the better business bureau. Also, take the time to look at the company’s history and do an online search to see if there are any lawsuits currently pending or in the past


This is where you ask every potential company on your list for a quote. The person helping you should listen to what you need and what your goals are. Based on that information they should come up with a purchase plan that will meet your current goals and your future goals.

Do not be afraid to ask questions while you are receiving a quote.


When you’re narrowing down which company to choose, speak to several different representatives to get a better feel not just of what they know but the employee’s personalities. Are they happy to help or do they sound bothered?

How they treat you can be a big sign of how happy they are working for that company. You want to choose a company that is knowledgeable and also eager to help its customers. When you are asking questions make sure that you feel comfortable with their answers.

During the interview ask if you will have a dedicated representative that you can talk to every time or if you will have to deal with different people whenever you call. Take notes if the company sounds pushy or if they are trying to make you sell more of your settlement than you want.

Your Best Interest in Mind

You do not want to choose a company that has its interests ahead of your interests. The company you choose should help you decide how many payments you should sell instead of pushing you to sell all of your payments just because it will help them. One of the first questions you want to ask them is if they force you to sell all of your payments because this is a red flag.

Ready to Hire a Structured Settlement Company?

We hope that now that you are familiar with what to look for when hiring a structured settlement company you can make an informed decision before choosing one. You want to pick the company that is the most knowledgeable and has great reviews.

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